Frequently Asked Questions


The owner of the equipment has Public Liability Cover, will that cover me too?


I am concerned that the equipment we are hiring may get stolen or accidentally damaged. Can I insure against this with Leisureinsure?


Why do I need public liability insurance?


Which limit of indemnity should I buy on the Public Liability?


Your website only allows me to buy cover for one day but I need cover for more than one day.


Someone requires proof of my cover, what should I send them?


My event is outside of the UK. Can I take out a one off event policy with Leisureinsure?




The owner of the equipment has Public Liability Cover, will that cover me too?


This is very unlikely; a policy usually only covers the person who paid for it and thus only covers those people named on it. In 15 years we have not come across an owner’s policy covering a hirer.


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I am concerned that the equipment we are hiring may get stolen or accidentally damaged. Can I insure against this with Leisureinsure?


Yes. As well as fire and theft we can also provide cover against malicious damage.


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Why do I need public liability insurance?


Public liability insurance protects you against legal claims for accidental injury to attendees, and for damage to the venue or a delegate’s property. Many venues require organisers to hold public liability insurance for the specific event.


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Which limit of indemnity should I buy on the Public Liability?


We suggest you buy as much as you can afford. Besides the difference in price is marginal when you are talking about millions of pounds worth of cover. Also, it may be worth checking with your local authority what is required (if it’s on their land) as they usually stipulate a minimum of £5M or £10M.


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Your website only allows me to buy cover for one day but I need cover for more than one day.


You would need to purchase a separate policy for each day. Don’t worry thought the process is very simple and quick. It should only take you a couple of minutes and you will receive your documents immediately.


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Someone requires proof of my cover, what should I send them?


When you purchase cover from us, you will receive your documents immediately. One of those documents is a Certificate of Insurance – this is what you need to supply as it shows exactly what you are covered for.


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My event is outside of the UK. Can I take out a one off event policy with Leisureinsure?


Probably, please call or email us full details so that we can work on your proposal for you.


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