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Risk Details
Date cover is to commence
Risk Address - premises where you operate
Risk Postcode
Public Liability £5MHelp
generally this covers your legal liabilities for bodily injury or death to third parties and damage to their property (including the torts of trespass, nuisance etc.)

What is retroactive cover?
This enables you to back-date the start date of your insurance with us so you can choose an inception date that is before today. This is in case a Public Liability claim is brought against you for a loss which you don’t yet know about. It therefore removes the gap in cover should you wish to switch from a claims made policy to a claims occurring policy
Premium including retroactive cover Premium excluding retroactive cover Turnover £
£900 £700 0 - 100,000
£1,250 £1,000 100,001 - 250,000
£2,250 £1,750 250,001 - 500-000
£3,700 £3,000 500-001 - 1,000,000
Excess £250
Employers' Liability CoverHelp
generally this covers your legal liabilities for injuries to your employees
Clerical - annual wage roll £
Coaches & instructors – annual wage roll £
Caretakers/cleaners – annual wage roll £
Bar/Catering/Retail – annual wage roll £
Maintenance – annual wage roll £
Manual including height work over 5M – annual wage roll £
Manual excluding height work over 5M – annual wage roll £
Material Damage CoverHelp
generally this is cover for physical damage, theft, accidental damage etc. to portable equipment / property that stays at one location within the Territorial limits of UK, Europe or Worldwide including transit
Select Premium Machinery, Plant & all Other Contents Paintball/Airsoft Equipment /Stock Electronic Business Equipment*
£169 £10,000 £25,000 £2,500
£296 £25,000 £50,000 £5,000
£592 £50,000 £100,000 £10,000
£938 £100,000 £250,000 £25,000
Excess £250
* Electronic Business Equipment is only insured whilst at the premises
Buildings (constructed of brick, slate, stone and tile only)
Select Premium Buildings
£50 £25,000
£75 £50,000
£120 £100,000
£250 £250,000
Excess £250 increasing to £1500 in respect of subsidence, heave or landslip
Business Interruption (12 month period)Help
generally this is cover for interruption to Your Business following an insured loss under Material Damage above which results in reduced profit, or revenue or rental income, or increased costs of working or book debts
Select Premium Gross Annual Revenue Increased Cost of Working
£66 £100,000 £10,000
£179 £250,000 £25,000
£303 £500,000 £50,000
£605 £1,000,000 £100,000
Excess £250 increasing to £1500 in respect of subsidence, heave or landslip
Professional Indemnity £250KHelp
cover protecting professionals against civil liability arising from a breach of a professional duty or negligent advice or tuition
Select Premium Turnover £
£90 0 - 100,000
£200 100,001 - 250,000
£325 250,001 - 500,000
£450 500,001 - 1,000,000
Excess £nil
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